Fixed rates starting at

Rate does not apply to refinancing.
Please call for a refi quote: 866.900.8949

Financing That Maximizes Your Investment

Don’t let your budget hold you back from purchasing the motorcycle you’ve been dreaming about. You deserve the finest vehicle (and safety) as you head out to cruise across America.

Simply turn to Southeast Financial as we have been helping riders get their “wheels of freedom” for nearly 20 years. If you’re looking for a high-end touring bike for the next rally with your friends or a tough roadster for a long haul across the country… and back again… we can find the motorcycle financing option that fits your budget.

Why Southeast Financial?

We’ve been financing motorcycle purchases for decades. This means we’ve established a network of lenders who understand that you don’t want to sit around waiting for a credit decision or get stuck with a high-interest rate simply because the open road is calling you today.

In addition to our broad base of banks and other lenders to choose from, we can take advantage of the best financing deals coming from:

  • BMW
  • Harley Davidson
  • Honda
  • Suzuki
  • Triumph
  • Yamaha
  • Kawasaki

Our motorcycle financing has put motorcycle owners like you on just about any brand of new or used bike. Plus, our network of lenders will allow you to secure the best, low rates and terms available, even for cycles as old as 10 years. So, instead of going through the hassle of working with the dealership, just click the Apply Now button to the left and find out (usually within 24 hours) how fast and affordable it can be to have the motorcycle of your dreams today.

We pride ourselves in providing quick loan approvals (not just pre-approvals) during our normal business hours. Compared to applying for personal loans (secured or unsecured loans) at unions like Federal Credit Union which would usually require membership for a set period of time.

In addition, our minimum credit score requirement is significantly lower than other online lenders. Go to our Motorcycle Loan Calculator page to estimate your monthly payment and see how our best motorcycle loans will fit into your budget.

What Kind of Motorcycles Do We Finance?

At Southeast Financial, we have been providing customers with the best motorcycle loans for nearly 20 years.

This includes a wide assortment of motorcycles. If it’s an on-highway motorcycle manufactured in the last decade including cruisers, standard bikes, and touring bikes, we can likely finance it. We work with a large variety of lenders and are able to get the best possible, competitive rates and terms for each motorcycle purchase we finance. Regardless if your dream bike is big or small, new or used, expensive or affordable, we have something for you.

*We currently do not offer to refinance for motorcycles and are unable to provide a loan for ATVs, bullet bikes, dirt bikes, scooters and sport bikes.

Exactly How Big Is Our Network?

Over the years, we’ve developed relationships with not only leading lenders who finance new motorcycle purchases but also other banks and lending institutions that focus on recreational lending. This means we can offer motorcycle loans ranging $10,000 to $50,000 and still provide the best rates and terms; for your credit history, loan term, and other criteria.

Because of the large volume of new and used motorcycle loans we process each year, we know where to get the most flexible terms in the industry. Depending on the amount of your loan, we may be able to offer loan terms of up to five years. Southeast Financial can offer low rates and some of the most flexible financing options, so chances are we’ve got a plan that will line up perfectly with your budget.

Whether you’re looking to purchase a BMW or a Harley, we are one of the premier online lenders in the market and by far your best option. It all starts by simply clicking the Apply Now button and getting an approval decision within 24 hours (sometimes even within 3 hours). Our unmatched customer service and online efficiencies will ensure the absolute best financing option for a motorcycle on the road today.