Southeast Financial is committed to earning and maintaining your trust in our people and our systems. This document describes how we employ various levels of security to help protect you and your personal information.

What have we done to ensure your account and personal information?
While your requests are traveling between your computer and our servers, the privacy of communications is ensured via encryption. Encryption scrambles messages exchanged between your browser and our online banking server. When visiting our login page, your browser establishes a secure session with our server. The secure session is established using a protocol called Secure Socket Layer (SSL) Encryption. This protocol requires the exchange of what are called public and private keys. Keys are random numbers chosen for that session and are only known between your browser and our server. Once keys are exchanged, your browser will use the numbers to scramble (encrypt) the messages sent between your browser and our server. Both sides require the keys because they need to descramble (decrypt) messages received. The SSL protocol helps to ensure the information sent is not altered prior to decryption. The numbers used as encryption keys are similar to combination locks. The strength of encryption is based on the number of possible combinations a lock can have. The more possible combinations, the less likely someone could guess the combination to decrypt the message. For your protection, our servers require the browser to connect at 128-bit encryption.

We have a number of various access control mechanisms, including intrusion detection and anti-virus, that you cannot see which monitor for and protect our systems from potential malicious activity.

It is important to verify that only authorized persons log into our online system. This is achieved by verifying your password. When you submit your password, it is compared with the password we have stored in our secure data center. We allow you to enter your password incorrectly a limited number of times; too many incorrect passwords will result in the locking of your account until you call us to unlock your access and reset your password.