Fixed rates starting at

Southeast Financial offers industry-leading motor home loans for virtually any brand, model, price range and type of vehicle imaginable, and we strive to let you know whether you’re approved in 24 hours or less. We even offer loans for recreational vehicles more than 10 years old (as far back as 20 years old). After more than 14 years in this business, we have been able to secure motorhome financing for thousands of happy customers, and look forward to making dreams come true for many more in years to come.

Whatever type of motor home loan you’re looking for – whether it’s from a dealer or a private seller – chances are we can finance it. We offer a full range of motorhome loans for the following types of recreational vehicles:


Thanks to the high volume of motorcoach financing we do with banks that specialize in recreational lending, we are able to give our customers excellent rates on all loans and flexible terms of up to 20 years for many of our lending products. Our largest available loan is $4,000,000 for those who qualify, but we also offer smaller loan amounts than many of our competitors – starting at only $7,500 – so you don’t need to borrow more than you need. We even work with clients who have less-than-perfect credit histories.

With a wide range of motorhome loan options and a quick, secure, painless approval process, we make it easy to enjoy the best America has to offer with the recreational vehicle of your dreams. We also offer extended warranties so you can rest assured your motor home will stay on the road for all your adventures.

Contact one of our friendly and knowledgeable representatives today to learn more about our lending options and get started.

These vehicles are similar to buses, with unique chassis designed for extra weight and long voyages.
Southeast Financial offers motor coach lending for a variety of Class A Motor Coaches. Our Class A Motor Coach Loans range from small to large, with industry-leading rates and financing terms of up to 240 months (depending on the amount borrowed). Whether you require motor coach financing for a purchase from a dealer or from a private seller, we are here to help you make your recreational dreams come true. We also pride ourselves on the quickest credit approval turnaround in the industry – often in less than 24 hours. With one of our loans, you can get out on the road with the whole gang in no time, and we even offer extended warranty protection so you can rest assured your investment is in good hands without prohibitive, unexpected expenses.
These little motor homes have specially designed automotive chassis and van cab sections affixed to the main part of the vehicle.If you’re looking for a mini-motor home loan, chances are we can help. Southeast Financial works with a wide variety of clients to help make the purchase of a recreational vehicle a reality. Whether you are looking for mini-motor home financing to purchase a reasonably priced used model or a brand new one with all the bells and whistles, we have a loan with the best possible financing rates for you! Our mini-motor home loans start at $7,500 with financing terms of up to 240 months (depending on the loan amount), so you can borrow the right amount with payments that work in your budget. Contact us today to get started, and find out whether you’re approved in 24 hours or less.

Take Advantage of Our Low Motorhome Refinancing Rates

If you’re paying too much and want to refinance the motorhome loan arrangements you currently have to make more room in your budget, we have a solution for you. Our motorhome refinancing program is designed to find the lowest possible rates and most advantageous terms for the needs, goals and budgets of our clients. If your motorhome is less than 10 years old, you can lower your monthly payments and make the most of your financial plan if you establish a new motorhome refinance loan with lower rates and/or extended financing terms. We offer motorhome refinancing for units $10,000 and up that have 90,000 or less miles.

We make it easy to learn more about our motorhome loan refinancing rates and even easier to apply, so you can decide if this might be the right option for you before moving forward. Once you decide you’re ready to start the application process, we offer a safe, secure and incredibly simple online credit application.

All we need to know is your remaining loan term, current interest rate, estimated payoff and who currently holds the lien. We can provide a credit decision the same day and you can be well on your way to a new loan with rates and terms that better suit your current lifestyle and future plans. With our vast experience in the recreational vehicle lending industry and connections with banks that specialize in this type of loan, we can find the best motorhome refinancing plan for you. Check out our rates and apply today!

Protect Your Investment with a Motorhome Extended Warranty

When you’re applying for a loan, the ongoing expenses of the investment are often the most intimidating aspect of the application process. Southeast Financial can help protect your investment and avoid skyrocketing repair expenses with our motorhome extended warranty products. Our exceptional motorhome extended warranties are affordable enough to fit conveniently into your monthly budget and comprehensive enough to ensure that you’re covered when unexpected breakdowns occur.

We can provide you with an exceptional motorhome warranty whether you financed your purchase with us or not. It doesn’t matter if your motorhome is new or used, or whether you purchased it from a dealership or a private-party seller. Southeast Financial offers extended warranties for motorhomes, travel trailers, horse trailers with living quarters, campers and many other recreational vehicles. If you have a service contract with us, you won’t be slowed down for long by mechanical breakdowns. And if you financed your purchase with us, you can even conveniently combine your warranty payments with your monthly loan payments.

There are many things that can go wrong with a modern motorhome, and the repairs tend to be very expensive. Our motorhome warranties are designed to cover these increasingly complex repairs so you can get back on the road as quickly as possible, with flexible terms ranging from 1 to 7 years and deductibles that you can choose based on your needs and budget. We also offer optional coverage, so you can tailor your motorhome extended warranty to suit your lifestyle.

**We use the term “extended warranty” to describe this product because that is what most consumers know, versus a “service contract”. Manufacturers or sellers offer warranties backing the original workmanship and quality of the manufactured item(s). As a third party Southeast Financial offers an “extended service contract” which provides protection from mechanical failure beyond what a manufacturer’s warranty provides.

Make Sure you’re Always Covered with Motorhome Gap Insurance

Southeast Financial offers motorhome gap insurance plans for mere dollars per month, so you never have to worry about any gaps in your insurance. A serious accident or theft involving a motorhome can be incredibly financially draining. In many cases, the owner still owes a big chunk of money after they’ve received an insurance settlement. A motorhome gap insurance policy from Southeast Financial will prevent such unfortunate circumstances and keep you covered through any accident involving your recreational vehicle.

If you think you don’t need a motorhome gap insurance company to protect you and your investment, you may want to consider this common scenario. Say you’ve been making payments on a motorhome, but still owe tens of thousands of dollars when you are involved in a serious accident that leaves the vehicle totaled. The insurance company may decide your motorhome is worth much less than its true retail value, so the settlement you receive is lower than what you still owe on your loan. You’ll also be responsible for paying a deductible on top of the difference between the insurance settlement and the remaining loan balance.

Contact us today for a Motorhome Gap Insurance quote and protect your investment. We can even combine the motorhome gap insurance premiums with your loan so you are only responsible for one easy monthly payment. We also offer Motorhome extended warranties so you can take care of all your motorhome purchase and protection needs in one place.

Calculate Your Estimated Motorhome Payment

Do you want to know what kind of payment to expect if you apply for a loan to purchase the recreational vehicle of your dreams? Our motorhome loan calculator can provide you with an approximate payment based on the amount you plan to finance. It’s important to plan ahead in order to see if the estimated motorhome financing rates and repayment terms will fit into your budget and lifestyle, and this free online calculator makes it easy.

Our motorhome finance calculator takes all the guesswork out of the equation and allows you to compare what your repayment schedule and total costs would look like when adjusted with different rates and terms. The results of this calculator should only be used for comparison purposes, though, and should not be considered an accurate quote of your total costs. You will receive an approximate estimate of the payments you would owe based on the motorhome loan rate, loan amount and number of years in which you plan on repaying it.

You can use this free online tool to plan ahead before applying for one of our loans. When you’re ready to finance your motorhome purchase, visit our site at any time of the day or night to fill out our safe application. You will receive a credit decision the same day, often in around three hours.