There are many reasons you should use Southeast Financial. Pick Yours

Great Rates and Terms for Recreational Vehicle Loans

We offer some of the lowest RV loan interest rates and extended terms in the recreational financing industry, regardless of how much you are financing.

$10,000 Minimum Loan Amount.

We do not require your RV loan to be a minimum of $50,000 like most of our competitors. We want to earn your business regardless of your budget.

We Can Finance Older Units of Recreational Vehicles

Most lenders will only finance units that are less than ten years old, not Southeast Financial. We will consider units as old as 12-year-old models.

Fast Decisions RV Financing.

At Southeast Financial we strive to get you a same-day credit decision - not always possible during busy season.

Safe, Secure, and Easy RV's Finance Application Process.

Our online application is simple to complete and we use the highest level of online transaction security available to protect your personal information.

Unrivaled RV Finance Customer Service

After doing business in the recreational loan industry for more than 18 years, we know what it takes to keep our clients happy. Customer service is the key at Southeast Financial.

Fixed rates starting at
6.24%

Rate does not apply to refinancing.
Please call for a refi quote: 866.900.8949

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Recreational Financing With Credit Challenges

Expanded Financing Opportunities
  • Options for Customers with past credit challenges including bankruptcies
  • Competitive Financing for credit scores 575+
  • Rebuild credit while enjoying your Recreational Vehicle

Disclaimer: The above credit parameters are only a general guideline and do not guarantee a loan approval.

Credit Challenge Program Options:

  • Collateral up to 15 years old.
  • Financing up to $75,000.
  • Loan terms from 60 up to 180 months.
  • Loan terms from 60 up to 180 months.
  • Simple Interest Financing with No Pre-Payment Penalty.

How Can I Qualify For This Program?

  • Prior bankruptcies are okay; must be discharged.
  • Look for prior positive installment history.
  • Stable employment, minimum of 2 years for self-employed applicants.
  • Income must consistent.
  • Minimum income $20,000-$30,000 annually.
  • Income must consistent.
  • Credit scores of 600 or greater will be considered for financing.
  • Units must be for recreational use only.

Expectations:

  • Non-Prime deals usually take a little longer to get a decision.
  • Non-Prime rates are determined by the lender based on the prior credit performance of the customer.
  • Banks view recreation purchases differently than a home or car loan.
  • This loan may assist you in re-establishing your credit and we would be happy to try to refinance your deal with a lower rate after you have reestablished your credit.

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Best RV Loan Rates & Terms

We deliver a hassle-free experience for your next “home on the road” because we are the experts in recreational vehicle financing. We simply can’t be beaten.

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SAFE & SECURE

Our online application process is designed to give you the fastest, and yet most secure rv loan decision and servicing with state-of-the-art 256-bit encryption.

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Fast & Easy

Get a credit decision usually within the same business day. No need to head to a bank or play games with a dealership. We go above and beyond to get you your RV loan as quickly as possible.

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