How to Choose the Best Side-by-Side Vehicle for Your Needs

When it comes to choosing the perfect side-by-side vehicle, tailoring your choice to match your unique needs and planned activities is crucial. Recognize whether you’re pursuing high speed, powerful performance, and agile maneuverability, or perhaps seeking enduring reliability with a focus on work-oriented utility and ample space for family escapades.

Key Considerations

  • Terrain Usage: Identify typical terrains such as rugged trails, narrow wooded paths, muddy bogs, rocky landscapes, or expansive open fields that you will frequent.
  • Seating Arrangements: Decide between 2-seater models for solo or duo adventures, or opt for 3-seat and 6-seat models if you plan to accommodate more passengers during your rides.
  • Engine Variants: Explore various engine types, including EFI engines (Electronic Fuel Injection) for efficiency, turbocharged engines for extra power, or 4-stroke engines known for their balance of power and economy.
  • Cargo and Towing Capacity: Carefully assess the vehicle’s payload capacities and towing strengths to ensure it can handle the loads you intend to carry or haul.
  • Additional Features: Look for advanced safety features like roll cages, enclosed cabs for protection from elements, integrated winches, effective lighting systems, and ample storage space, all of which can significantly enhance your overall driving experience.

Understanding Side-by-Side Vehicle Costs

Side-by-sides come in a wide price range, depending on features, performance, and use case.

Vehicle Price Ranges

  • Entry-Level: $8,000–$13,000
  • Mid-Range: $14,000–$18,000
  • High-Performance / Luxury: $20,000–$35,000+

Ongoing Costs

  • Fuel or charging for electric models
  • Suspension checks, maintenance, tire upgrades
  • Accessories like storage boxes, GPS kits, advanced features
  • Insurance, trail permits, and registration

How Southeast Financial Helps Finance Your UTV Dreams

  • Specialized Financing for Side-by-Side Vehicles

We finance a wide range of UTVs and other side-by-side vehicles, motorcycles, and other recreational vehicles.

  • Flexible Credit Acceptance

We consider applicants with credit scores as low as 575. Every application is reviewed with a case-by-case strategy.

  • Competitive Rates and Terms

Southeast Financial offers extended repayment options and low-interest rates to help you ride faster, longer, and affordably.

  • Easy Application Process

Use our browser window-based application system to apply online. Receive decisions in real time, with nationwide coverage.

If you’re interested in learning more about financing recreational and utility vehicles first before making any decisions, be sure to read our beginner-friendly guide for more insights.

Finance Your UTV with Southeast Financial

Southeast Financial makes it easier to afford the off-road vehicle that fits your lifestyle.

With fast pre-approvals, competitive rates, and flexible credit terms, we support every kind of rider. Apply today and take control of your next off-road adventure with confidence.

Ready to get behind the wheel and ride? Let Southeast Financial Help You Hit the Trails.