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Horse Trailer Financing – Find Out if You’re Approved in 24 Hours or Less!

Southeast Financial offers horse and livestock trailer financing for a wide variety of trailers, both new and used, with or without living quarters. We have been helping people purchase horse trailers and recreational vehicles for more than 14 years and are dedicated to helping our clients achieve their dreams.


Due to our unique relationship with banks that specialize in this type of lending and the large volume of loans we process, we are able to offer our customers some of the most competitive financing rates and loan terms in the industry. You may qualify for a horse trailer loan with a repayment term of up to 15 years, depending on the size of the loan. The best part is that you don’t need to sit around waiting to find out whether you’re approved for days or weeks, because our credit approval process takes less than 24 hours – typically around three hours.

We offer livestock trailer, living quarter trailer, bumper pull and gooseneck trailer financing for purchases from dealerships as well as private-party sellers, with extended warranties available so you can rest assured that your investment is in good hands. We have a wide variety of financing options for purchases from all the leading manufacturers, including (but not limited to) the following:

  • 4-Star
  • American Spirit
  • Bison
  • Bloomer
  • Brenderup
  • Platinum
  • C & C
  • CM
  • Cherokee
  • Dakota
  • Elite
  • Sooner
  • Exiss
  • Featherlite
  • Hart
  • Integrity
  • Kiefer
  • Sundowner

You can rest assured that your sensitive information is safe and secure in our comprehensive online application system.

Horse Trailer Types

Gooseneck Trailers

You’ve come to the right place for gooseneck trailer lending. Gooseneck trailers are designed to attach to a hitch that is mounted in the bed of your truck. Southeast Financial offers loans for a wide variety of trailers, including gooseneck trailer loans starting at $7,500 with the most competitive rates and terms around. We strive to secure a loan that works with the needs and budget of each client, and we pride ourselves on fast credit decisions through our safe and secure online application process. Once you’ve applied for a gooseneck trailer loan, you can expect to hear back from us with a decision the same day, so you don’t have to waste any of your precious time waiting.

Bumper Pulls

Southeast Financial offers a wide variety of bumper pull financing to suit your needs and budget. Bumper pulls, which are also known as pull-behinds, are used for livestock transportation, as well as recreational purposes. Whether you require a bumper pull loan to purchase a used model from a private party or a brand new pull-behind from a dealership, we can provide financing starting at $7,500. Our bumper pull loans come with flexible repayment terms and the most competitive interest rates around. And the best part is that you don’t have to wait around to find out whether you’re approved. Once you’ve applied for horse trailer lending through our safe and secure online system, you’ll hear back from us with a decision the same day, typically in as few as three hours.

Living Quarter Trailers

Living quarter trailers are a special type of horse trailer designed with living quarters built into the front of the unit and are typically towed behind a truck or other hauling vehicle. Southeast Financial offers living quarter trailer loans so you can purchase one or more of these heavy-duty trailers for all the journeys you and your horses need to take. Once you’re ready to apply for a living quarter trailer loan, you can visit our website any time of the day or night to complete our safe and secure online application process. We will contact you via email, usually in 24 hours or less, with a credit decision, so you can start planning your purchase as soon as possible. Our living quarter trailer financing is available for both new and used purchases, from dealers as well as private-party sellers, with the most competitive rates and terms in the industry.

Livestock Trailers

Livestock trailers (also known as stock trailers) are heavy-duty trailers that are designed to transport many different types of livestock and other animals. Southeast Financial has been providing customers with livestock trailer loans for more than 14 years, and thanks to the high volume of loans that we process, we are able to offer the most competitive rates and terms in the industry. We pride ourselves on our same-day credit approval, so you don’t have to sit around waiting once you’ve applied for your livestock trailer loan. We offer livestock trailer lending for purchases from dealers as well as private-party sellers, both new and used models, with optional extended warranties for extra peace of mind. Apply today and start moving your livestock wherever you need to go in no time.

Make the Most of Your Monthly Budget with Horse Trailer Refinance Loans

Are you paying too much for your horse trailer loan? Refinancing rates could be the ticket to a lower-priced loan, and you may be able to make more room in your monthly budget by extending your loan terms. We offer a variety of horse trailer refinancing options to suit the wants and needs of our clients. If your horse trailer is less than 10 years old, chances are we can refinance your loan and lower your monthly payments. Thanks to our longstanding relationships with banks that specialize in recreational vehicle and horse trailer lending, our loans and refinancing packages are among the best in the industry. A horse trailer refinance loan could lower your monthly payments and help you do more with your budget.

Whether you’re looking to secure lower horse trailer refinancing rates, extend your payment terms for lower monthly payments or both, we are here to help. Our knowledgeable refinancing specialists are available to provide more information if you have any concerns, and as soon as you’re ready to apply, it’s easy to fill out our safe and secure online application form. You will need to provide some basic information, such as the interest rate on your loan, how much time is left in the current loan term, the estimated payoff amount and the name of your current lien holder. We will process your request and get back to you with a credit decision the same day. You don’t have to keep paying too much for your horse trailer loan. Take a look at our horse trailer refinancing rates and apply today!

Enjoy Peace of Mind with an Extended Warranty for your Horse Trailer w/ Living Quarters.

A horse trailer extended warranty is one of the best ways to protect your investment and cover excessively expensive repairs for years to come. With an extended warranty, you can rest assured that most repairs will be covered if you should experience unexpected breakdowns or other mechanical problems that are bound to occur eventually. Southeast Financial provides horse trailer extended warranties for customers who have financed their purchases with us, as well as those who secured loans elsewhere. If you have both a loan and warranty with us, you can enjoy the benefit of bundling them into one affordable monthly payment.

Horse trailer warranties from Southeast Financial cover some of the mechanical repairs that are not covered by manufacturers’ warranties. Our “Platinum” Extended Horse Trailer Warranty will be there when you need it, so you can get back on the road without going broke in the process. Warranties from manufacturers and sellers will only cover the workmanship or quality of a horse trailer from the time of manufacture or sale. If you want coverage for all the potential mechanical problems you could face on the road, you’ll need a service contract from us. Contact us today to learn more about our horse trailer extended warranties and enjoy the peace of mind that comes with knowing your investment is protected.

**We use the term “extended warranty” to describe this product because that is what most consumers know, versus a “service contract”. Manufacturers or sellers offer warranties backing the original workmanship and quality of the manufactured item(s). As a third party Southeast Financial offers an “extended service contract” which provides protection from mechanical failure beyond what a manufacturer’s warranty provides.

Ease Your Mind with a Horse Trailer Gap Insurance Policy

If you think you don’t need horse trailer gap insurance, think again. While a primary insurance policy should cover the personal injury and property damage following a horse trailer accident, it may not cover you if your trailer is stolen or totaled. You could be left liable for thousands of dollars to your lender in addition to the insurance deductible even though your horse trailer is gone. You need the protection of a horse trailer gap insurance company to be sure you’re covered in these unfortunate and unforeseen circumstances.

Southeast Financial offers horse trailer gap insurance plans that will keep you from having to empty your bank account to finish paying for a trailer that has been totaled or stolen. We can even combine the gap insurance premium with your monthly loan payments. Whether you’re purchasing a trailer with or without living quarters, new or used, from a dealer or a private seller, we have you covered. In addition to horse trailer gap insurance, we also offer extended warranties, so we can be the one-stop shop for all your financing and protection needs.

This is a big investment you’re making, and it’s more than worth the few dollars it takes every month to protect it. We can provide horse trailer gap insurance quotes along with your financing decision, so you’ll be ready to move forward with ease.

Make a Plan with Our Horse Trailer Payment Calculator

Applying for a loan for thousands of dollars can be stressful and intimidating, but with our competitive horse trailer financing rates and flexible terms, it doesn’t have to be. Now, we’ve made it even easier with our fast and easy horse trailer loan calculator, which is a free tool available to you any time of the day or night. Once you enter the amount you’d like to borrow, the number of years you’d like to repay the loan in and the interest rate you’re hoping to qualify for, you will get an estimate of your monthly payments. It’s that simple.

Our horse trailer financing calculator is available online, so you can plan ahead before applying for a loan with Southeast Financial. This should only be considered a comparison tool, though, and not a wholly accurate quote. The approximate estimate will be based on the horse trailer loan rate, loan amount and repayment terms you enter, which are subject to approval. Once you’re ready to apply, simply complete and submit our safe/secure application. We’ll get back to you with a credit approval decision in less than 24 hours.

Plan to finance the horse trailer of your dreams with Southeast Financial, using our convenient horse trailer payment calculator.